It’s time to put your money where your mouth is and start investing! The majority of Americans haven’t invested as much in their retirement funds as they should. This means that now is the perfect time for you to step up and save more. For a good place to start, check out these 15 tips
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10 Easiest Ways to Make Money with Investment :
1. Open an online brokerage account.
If you are a novice investor who prefers to stay off the beaten path, opening a bank account may be the best option. Opening up a zero-commission brokerage account is the way to go. You can invest in stocks and bonds, and there are no trading or transaction fees to worry about.
2. Buy mutual funds.
Buying individual stocks can be difficult because you have to do your own research on companies before you invest money in them. Mutual funds give you access to carefully selected stocks that offer diversification within your investment portfolio and reduce risk of losing money with one single bad stock while buying shares in multiple companies at once instead of investing all at once in one company.
3. Buy ETFs (exchange traded funds).
ETFs are exchange traded funds – essentially, any investment vehicle that is listed on a stock market just like a stock or bond. You can invest in ETFs through online brokerages. They have lower fees than mutual funds (which you buy from a financial advisor), and with the help of online brokers, you can diversify your portfolio quickly and easily.
4. Invest in treasury bonds.
Treasury bonds are issued by the U.S. government to raise money for its debt repayment, and interest is paid to bondholders every six months. The interest portion of your money will be invested in U.S Treasury notes that are part of the U.S. debt. Treasury bonds are considered one of the safest investments in the world.
5. Invest in municipal bonds.
Municipal bonds are all issued by a state, city or county government, and they can be an excellent place to invest. Municipal bonds don’t pay out as much interest as treasury bonds, but they also don’t come with many of the risks that treasury bonds do.
They generally offer higher interest than a traditional bank account – and you can invest as little as $1,000 in them so it’s easy to get started no matter how little money you have to work with on your budget!
6. Invest in gold and silver coins or bullion.
You can invest in gold and silver coins if you want to diversify your portfolio through precious metals. They are considered a store of value, because their value does not fluctuate like stocks or bonds. Many people in the investment world believe that it’s a better option to buy gold and silver bullion (like gold bars and silver bars) rather than investing in other types of precious metals.
7. Invest in GICs (guaranteed investment certificates).
These are bank-issued certificates that you buy from your bank, and they offer some of the highest interest percentage rates within the entire world. However, the downside is that you need to tie up your money for a period at a predetermined time.
The good news is that for a GIC, you typically have between five and ten years to do this. You can invest anywhere from $1,000 to $100,000 in this type of investment vehicle, and you can also withdraw your money whenever you want.
8. Invest in REITs (real estate investment trusts).
REITs are designed specifically for small investors, and they are publicly traded allowing you to buy your share of the trust within a single day without paying a high price for it upfront. You can buy and sell them just like any other stock, and their price is dependent on their performance.
9. Invest in I.P.O.s (initial public offerings).
If you’re interested in an investment with a high risk/high reward ratio, then IPOs might be for you! On the upside, there are many opportunities to make money with an I.P.O., because the share prices can jump dramatically once the shares are publicly listed on a stock exchange like the New York Stock Exchange or NASDAQ. However, it won’t be easy to get rich quick with this type of investment vehicle.
10. Invest in stocks with a dividend yield.
One of the biggest advantages of dividends is that the dividend is paid twice a year, so the income flow is bi-annual instead of annual. Dividends are paid from both the profit margin of the company and retained earnings, so they can vary from company to company depending on what’s most important to their management team. A relatively low-risk vehicle for investing in dividend stocks, ETFs, mutual funds, GICs and UITs are three of your best options for this type of investment.
