Are you a State Bank of India (SBI) account holder looking to conveniently check your account balance through the bank’s online services? Whether you are a busy professional, a tech-savvy individual, or someone looking to avoid long queues at the bank, accessing your account balance online can save you time and hassle. In this comprehensive guide, we will walk you through the easy steps to check your SBI account balance online from the comfort of your home or on the go.
Setting Up Online Banking Access
Before you can check your SBI account balance online, you need to ensure that you have set up online banking access for your account. Follow these steps to get started:
Step 1: Registration
- Visit the official SBI website and locate the ‘OnlineSBI’ page.
- Click on the ‘New User Registration’ option.
- Enter your account number, CIF number, branch code, country, registered mobile number, and other relevant details as required.
- Create a username and password for your online banking account.
Step 2: Activation
- Once you have successfully registered, you will receive an OTP (One Time Password) on your registered mobile number.
- Enter the OTP to verify and activate your online banking account.
Checking SBI Account Balance Online
Now that you have set up your online banking access, follow these simple steps to check your SBI account balance online:
Step 1: Logging In
- Visit the official SBI website or open the SBI mobile app on your smartphone.
- Enter your username and password to log in to your online banking account.
Step 2: Navigating to Account Balance
- Look for the option that says ‘Check Account Balance’ or ‘View Balance’ on the dashboard.
- Click on the option to proceed.
Step 3: Viewing Account Balance
- Select the account for which you want to check the balance if you have multiple accounts linked to your online banking profile.
- The system will display your account balance on the screen.
Alternative Methods to Check SBI Account Balance Online
Apart from using the official SBI website or mobile app, there are other convenient ways to check your account balance online:
1. SMS Banking
You can send an SMS from your registered mobile number to get your account balance information instantly. Example: Type ‘BAL’ and send it to the designated number provided by SBI.
2. Missed Call Service
By giving a missed call to the designated number provided by SBI from your registered mobile number, you can receive an SMS with your account balance details.
3. SBI Quick App
Download the SBI Quick app on your smartphone and register using your account details. You can then use the app to check your account balance among other services.
Security Tips for Online Banking
While online banking offers convenience, it is essential to prioritize the security of your financial information. Here are some important security tips to keep in mind:
- Never share your username, password, or OTP with anyone.
- Avoid using public Wi-Fi networks for banking transactions.
- Regularly update your password and enable two-factor authentication.
- Keep your mobile number and email updated with the bank for transaction alerts.
- Log out from your online banking account after each session.
FAQs (Frequently Asked Questions)
Q1: Is it safe to check my SBI account balance online?
A1: Yes, as long as you follow security best practices like keeping your login credentials confidential and logging out after each session, checking your SBI account balance online is safe.
Q2: Can I check my account balance using the SBI mobile app?
A2: Yes, the SBI mobile app provides a convenient way to check your account balance on the go.
Q3: Are there any charges for checking my SBI account balance online?
A3: Generally, SBI does not charge for checking your account balance online. However, it is advisable to check with the bank for any specific charges.
Q4: Can I check my SBI account balance using UPI apps?
A4: Yes, some UPI apps allow you to link your SBI account and check your balance. However, ensure the security of the app before using it for banking services.
Q5: What should I do if I notice any unauthorized transactions while checking my account balance online?
A5: If you observe any unauthorized transactions, contact SBI customer care immediately to report the issue and take necessary steps to secure your account.
In conclusion, checking your SBI account balance online is a simple and convenient process that can help you stay updated on your finances without visiting a bank branch. By following the steps outlined in this guide and adhering to security best practices, you can efficiently manage your account balance with ease and peace of mind.
